Standard · from $750
For a straightforward business, typically below $2M annual revenue. Target delivery: five business days after kickoff and receipt of complete agreed records.
Business diagnostics & fractional CFO
Understand the numbers.
Decide what to fix.
Revenue alone does not tell you whether the business is working. Get a practical view of cash, margins, pricing, and the operating decisions behind them.
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Start with a diagnostic
Growth · from $1,250
For more complex operations, typically $2M–$10M revenue. Target delivery: seven business days after complete agreed records.
Cash-pressure review · from $2,000
A deeper review of cash needs, upcoming obligations, and operating options. Target delivery: ten business days after complete agreed records. Complexity and urgency are confirmed before acceptance.
Each diagnostic has a fixed written scope and price before you commit. Revenue bands are a starting point; the records, entities, and complexity determine the final scope.
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What goes in
Your operating records
Monthly profit-and-loss reports for the last 12 months, recent bank statements, receivables aging, pricing, and a payroll or labor-cost summary, as relevant to the scope.
A short kickoff
Discuss where cash feels tight, which work seems less profitable than it should, and the decisions you need to make.
The first inquiry needs only a summary. Document access and the transfer method are agreed after scope confirmation.
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What comes back
A concise priority list
Findings ranked by estimated money at stake, with the assumptions and missing information made clear.
A practical action sequence
What to address first, what can wait, and a small set of operating numbers to review weekly.
A walkthrough and Q&A
Review the findings together so the next steps have an owner and a reason.
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Ongoing support
Fractional CFO · from $5,000/month
Cash forecasting, margin and pricing analysis, working capital, hiring economics, and management reporting. Capacity and deliverables are agreed in advance.
Cash planning & turnaround support · scoped price
A rolling cash forecast, cost and collections priorities, and operating scenarios. Legal restructuring or creditor representation requires separately qualified support.
Bookkeeping records what happened. Tax preparation addresses filing obligations. This work helps you interpret operating performance and plan decisions. It works alongside your existing bookkeeper and tax adviser.
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Questions by business type
Agencies & consultancies
Are utilization, realized rates, and scope changes leaving enough margin after delivery costs?
Construction & trades
How do job costs, work in progress, deposits, and retainage affect the timing of cash?
E-commerce & software
What remains after product costs, fulfillment, acquisition, support, and retention costs? How much cash does growth consume?
Healthcare practices
How do payer mix, collections timing, staffing, and service-line costs affect operating cash?
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Start with the basics
Work directly with Chip
Get a clearer operating picture.
Tell me about the business, the problem, and what a useful outcome would look like. We’ll confirm fit, scope, timing, and price before work begins.
Discuss your project ↗